Our Mission Statement "TierOne is dedicated to serving as a model community bank by profitably providing our customers with the competitive financial services they expect and the quality service they deserve." Who we are TierOne Bank is a federal savings bank headquartered in Lincoln, Nebraska. Founded in 1907, the company has grown from one office in Lincoln to a dynamic institution with over $1 billion in assets and 57 offices in Nebraska, Kansas and Iowa. Our history has been one of steady growth and innovation coupled with conservative fiscal practices which have carried the bank through trends in the industry that have caused other institutions to falter. We offer a full line of FDIC-insured checking and savings accounts. We are an Equal Housing Lender and offer a very competitive line of loan products - consumer equity, home improvement, income property, auto, personal, commercial real estate and student, as well as mortgage loans of all types. We also offer a variety of other services and products such as internet banking, telephone bill paying, ATMs, telephone banking, a debit card, insurance, credit cards and non-FDIC-insured investment products. Visit us on the web at www.tieronebank.com Our Corporate Philosophy The leading factor which differentiates TierOne Bank from other financial institutions is the level of service we provide to our customers. We are committed to serving our customers with an innovative variety of quality products and services delivered by a professional, well-trained staff. We believe strongly in the benefits of employee development and, therefore, we maintain a full staff of professional instructors for introductory and ongoing training. Our branch employees receive a minimum of one week paid training, focusing on technical and customer service skills, before they ever greet a customer. We are an Equal Opportunity/Affirmative Action Employer and believe in providing a quality work atmosphere. As an employee, what you make of your banking career depends on you and your performance. Each employee is a vital part of what sets TierOne Bank apart from the competition. Where We're Going Our Strategic Plan focuses on strengthening our position as a premiere community bank, strongly linked to the individual communities that we serve. We compete not only with the small, local community banks, but with regional and national banks as well. We believe our team of employees and their dedication to customer service set us above all competitors. Even in today's environment of merger after merger among financial institutions, TierOne has remained a strong, stable, locally-based institution. We look forward to a future of continued growth, strength and stability. Who Are We Looking For? We are looking for effective team members . . . the type of people who bring the best of themselves to whatever they do, whatever the position, whatever the job. We are looking for the type of people who will be committed to providing their best to our customers. We also want people who reflect our values of honesty and professional conduct . . . people who will collaborate with peers and respect everyone's ideas . . . people who believe it takes a team to provide the best to our customers. We feel every employee has a unique contribution to make and should be treated with respect. An individual's advancement within the company is directly related to what he or she contributes. If you share these values, consider joining the TierOne Team! To review current job opportunities available, check out our job listing on this site. Please call 473-6226 or 473-6230 for personal attention to your career interests. Visit our website at www.tieronebank.com Office Locations Nebraska Albion Alliance Auburn Beatrice Bloomfield Broken Bow Columbus Crete Fairbury Falls City Fremont Gering Gothenburg Grand Island Hastings Hebron Humboldt Kearney Lincoln (10 offices) McCook Nebraska City Norfolk North Platte Omaha (7 offices) Ord St. Paul Scottsbluff Sidney Tecumseh Wahoo West Point Iowa Atlantic Clarinda Council Bluffs Glenwood Missouri Valley Red Oak Shenandoah Kansas Marysville Plainville Stockton What Some of Our Employees Have to Say. . . "I've worked for TierOne for ten years in several different capacities and feel we are very TEAM oriented. I feel we are a compassionate bank and try to give that small-town atmosphere, even though we are over 300 employees strong and have 57 offices in 41 communities in 3 states. We know it takes more than one person or department to provide our customers with all the services they expect and deserve. From the back-office support personnel to the front-line people -- and even the executive officers -- TierOne Bank is a great place to work." - Kelly Stahly "So many businesses tell employees 'this is the way it is done, so leave it alone' -- it is not that way in my department. My supervisors allow me to use my initiative and skills and want me to improve. The challenge they have given us is to find a better way to do it. I have also been given opportunities to learn more about our business. When an opportunity came up for me to learn more, they offered and encouraged the change. This doesn't happen everywhere!" - Lori Mesenbrink "TierOne Bank's work environment and training program are excellent. There are many opportunities for advancement made available." - Phyllis Johnson "TierOne Bank has a long history and an excellent reputation in Lincoln and in Nebraska. The officers and staff are friendly, positive and supportive. There is a commitment to excellance in service to our customers." - Rod Steinacher "At TierOne Bank, I have found more than a job. That is how it started, my search for a new job over 20 years ago. I thought I would be here 5 years or so and then move on. What I have found is opportunity and a company that continually looks for growth, both in the company and in its employees." - Cindy Stern

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